My statements and all my account info at SELECT PORTFOLIO SERVICING, shows the original balance of $86,395.00!! NOT. They started with me as my husband was fighting cancer and I spiraled into a deep depression after he was gone. When they took over from Accredited Home Lenders my payments went up $362 a month without any reason given to me. I asked for bills or invoices for the attorney and drive-by fees, but they refuse to send me anything. I sustained damage to my home and needed to make repairs without filing an insurance claim due to high deductible. We finally gave up and lost our home. Anyone interested in joining us on the lawsuit contact me at j_perezm@live.com. They are prime evil, liars and thieves!! Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. They are still charging me drive-by fees every month. Plaintiffs Angel Rivera and Angela Rivera claim that Select Portfolio Servicing violated the FDCPAwhileattempting to collect a debt from them that they did not owe. The house needs lots of work therefore I cannot sell it and SPS will not accept payments but my loan interest continues to accumulate. All they keep talking about it sell sell sell turn my house over to them. They wont be able to produce it! We learned early on to wire the payment from our bank so they wouldnt delay payment postings. These actions are in violation of RESPA, TILA, however, sometimes, they may also trigger other consumer laws, like [UDAAP, the ECOA REG.B and the FDCPA], among other consumer protection Laws Governed by Mortgage Servicing Rules. My name is James Ray Maree, I live at 3121 University Drive Lancaster South Carolina 29720 und Im not hard to find . Please stop this company!! This is a higher than average score with the overall rating of Select Portfolio Servicing employees being 2.8 out of 5 stars. In March 2010, Fleming filed a Chapter 7 bankruptcy. Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. The people lied to us saying they represent a bank and we are to call the bank about our mortgage. Counsel at Wargo, French & Singer on Monday removed a lawsuit against Select Portfolio Servicing, Deutsche Bank and JPMorgan Chase to Georgia Northern District Court. 7. receive is excuses why I dont have the replacement check. Twice since my lawyer has had to return to the trustee in my behalf over arguments of the total owed and my monthly payments. Looking at other comments I dont think they have helped any one. Plaintiff's lawsuit seeks a temporary injunction to stop the foreclosure sale of her property located at 8308 Bridgetown Drive, Austin, Texas 78753 ("Property"). I told my daughter that they werent going to help us and they havent! These unlawful deceitful practices must stopId like to join in based on the principle!!! In May, they reached a settlement, as part of which, the complaint says, Select agreed to stop demanding payment while she was in bankruptcy. I dont care if God strikes my home and burns it to the ground. Did you receive a Loan Modification Agreement for you to sign, that you did not apply for, which stays that you are modifying the LIEN, when you have no idea what that was? Crookedest company I have ever seen. Please add me to this lawsuit as well. Lying to Judges Looking at other comments I dont think they have helped any one. I am a veteran I served six years in the military only to be homeless? They make it so hard to gather information that it is hard to know what to do. When trying to speak with someone on the phone, nothing but the runaround and incompetence. then they send me a new letter saying different paper work is missing this been going on for seven years. O'Brien alleges that defendants' efforts to enforce the mortgage on her property are predatory because they knew at the inception of the loan that she would never be able to repay it. They are predators of the elderly and have no true documents to foreclosure. Recently we were on a payment plan for our taxes 1/2 Miv and 1/2 June. Select Portfolio Servicing Inc ., a homeowner's conservator, Reese, sued a mortgage servicer, SPS, for HBOR and UCL violations after the mortgage servicer initiated foreclosure proceedings.. As for myself, they should be shot down once and for all, they are endangering our Country, they are threat to our Democracy and our Constitution, as they demoralize homeowners, families, our Courts and Judges. 362 (c) (3) (A) terminates the automatic bankruptcy stay as to property of the bankruptcy estate. 15, 18.) You may want to consult your own attorney, and should you choose to go that route, we recommend checking out http://www.consumeradvocates.org/find-an-attorney. They paid Junes 1/2 and applied that to our loan and next years taxes to our loan. This case was filed in U.S. District Courts, Texas Southern District. There may be more reports for "select portfolio servicing" For more results perform a general search for "select portfolio servicing" . The bankruptcy was not completed until December 2019. Then decided to say that I was not eligible for any form of modification. The case status is Disposed - Other Disposed. 5. Were you able to complete the first 3 payments, and later defaulted, and may have or you are about to lose your home now? Bank of America never took over the house and sold the loan to SPS. document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); @2023 Top Class Actions. the content you have visited before, Advertising: Gather personally identifiable information such as name and location, Advertising: Use information for tailored advertising with third parties, Advertising: Allow you to connect to social sites, Advertising: Identify device you are using. Our account number if you go to the bank is still connected to Chase Bank. Was the youngest Manager of four and achieved rapid promotion through the ranks in three years. In January 2018 I lost my home to SPS. This company is a disgrace tio have a legal right to do business in the USA. Bank of America - cut roughly 100 mortgage jobs in Charlotte. Privacy Policy | We just refinanced our loan to get out of their deceptive actions. Fake documents filed at the registry of deeds and they have NO accounting of any previous payments and try to foreclosure on homes they did not have rights to! NOT. By submitting your comment and contact information, you agree to receive marketing emails from Top Class Actions regarding this and/or similar lawsuits or settlements, and/or to be contacted by an attorney or law firm to discuss the details of your potential case at no charge to you if you qualify. [Select] shall release its lien against the aforementioned property upon discharge.. Sps forced a forbearance on me. I have had it. However if I try to sell the house I would need to pay them plus the continued monthly interest. The complaint argues that the FDCPA is broadly interpreted to protect debtors, because all consumers, even those who have mismanaged their financial affairs resulting in default on their debt, deserve the right to be treated in a reasonable and civil manner., The FDCPA lists several practices that are illegal, including using misleading or false statements to collect a debt, from the standpoint of the least sophisticated consumer.. They tell you they can help with the programs they have. Box 65450, Salt Lake City, UT 84165-0450 My state recognizes me as the homeowner but SPS keep telling me I have no interest in the house. Aug 20, 2021 PRINCETON A woman is suing Select Portfolio Servicing for breach of contract, fraud and violations of the West Virginia Consumer Credit and Protection Act. Now I have a house no mortgage cannot sell and a chargeoff that accrues interest. SPS sends me many letters each week telling me I am in default of the loan even though I pay on the 1st of every month, but not the amount that they say I am to pay. From refusing to give me copies of my loan and paperwork stating they own my loan to reporting to the credit bureaus that i had modified with them when i was trying to get refinanced because they were playing stupid games with their modifications putting my payments on hold and charging me interest and fees that they couldnt explain while holding my payments unapplied. Wow. It is unbelievable and very stressful to deal with this company. the sad thing is nothing will come of anyones complaints or lawsuits. For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. Ballooned our loan from $598 to $1250. My husband and I broke up and he left the house and it was in foreclosure I paid all the fees I got sick and I went on that HARP program which they said they forgave $12,000. Like so many others, they misled me telling me I would qualify then repeatedly denied me based on missing documents, etc. According to the lawsuit, the plaintiff's U.S. Bank mortgage debt was accelerated in 2009 and began being serviced by SPS in 2013. Dec 28 2016. Hi, There is so much fraud that no one can help me! I decided to go back to school to study law because of the stress they have put me through. W.T.F. One of the most unethical companies Ive experienced. There essentially bleeding the equity out of my home and i am nervous that my only home where i live with my 3 small children will go into foreclosure. I have the same problem, if you join to any lawsuit let me know,Im interested. Plaintiff claimed that several mortgage statements sent by Portfolio misstated a number of items, including the principal due, and that by sending these incorrect statements, Portfolio violated the . PLEASE ADD US, JOSEPH and VENUS WILLIAMS! I have been required to carry insurance for sps and I have been wrongfully forclosed upon with all the typical bs.from sps. They are the worst scum EVER! Yeap you all are correct they are crooks! SPS would never give me dates/amounts/ownership of loan. I had a heart transplant and they stole my home from me . This stops any other bank from redoing the loan. Did SPS mail you a letter stating they had filed a lawsuit to FC in your home and they never did? 6. This is so incredibly cruel, underhanded and frustrating . Seek help!! Youre not alone either. I live in Florida and when Hurricane Irma hit, I had some property damage, that I had to fix, I ask for a loan extension which they granted, which all the monies were due at the end of the 3 month extension, which wasnt explained to me that way by the representative on the phone at the time of my request. Fines. Once they saw we were trying to refinance our loan they changed our status at the Tax Office to say we already had it as an Equity Loan. Select Portfolio Servicing, Inc. (SPS) is a loan servicing company founded in 1989 as Fairbanks Capital Corp. with operations in Salt Lake City, Utah and Jacksonville, Florida . SPS is fully owned by Credit Suisse USA, a large investment Company. Weeks later, they received a notice of debt from Select Portfolio Servicing on July 24, 2015, stating that late charges would accrue and vary from day to day.. Then they try to foreclose on your home you have been in for years and you try to work with them on different options to no avail. Mackroy claims he and his wife never requested the 20-year option and they never missed a payment. select portfolio servicing lawsuit 2021 select portfolio servicing lawsuit 2021 Home Realizacje i porady Bez kategorii select portfolio servicing lawsuit 2021. You must contact the I paid that am out plus have been current in my payments ever since. I didnt want that, sps counselor said turning over the house would save my credit. Every time I would send in the required paperwork I would get either no reply, told the paperwork was incomplete, or I did not qualify for the same modifications they said they could work with me with. I have a LAUNDRY list of ILLEGAL activities that SPS has done to me. I first contacted SPS October 2018. I could go on for days. Always denied!! Select Portfolio Servicing is the defendant in a lawsuit that claims it refused to send the plaintiff information he requested pertaining to one of two mortgage loans. Bank of America - closed mortgage center near Portland, OR, 102 layoffs. The Riveras seek to represent two separate Classes. The case status is Pending - Other Pending. Since the fire I have been lied to by SPS reps regarding short pay offers. not only that I have asked about the lender placed insurance because I live in a mobile home close to the river (cant get insurance) they have the value more then what my home is worth) will not lower it? In some cases, I had met folks who had received letter from SPS not only using the word: Government but the name of a U.S. President in their letters, when soliciting a homeowner to accept HAMP. You can change these settings at any time. I wrote to them and they havent responded. If it does look familiar, sadly you are not alone. Three times already spanning three years. Long story short, I am getting out of long nasty marriage, attempting to fix my credit after years of me trusting spouse on finances. Guess what? We showed proof of our loan and we were lucky our bank helped us through a refinance. We are in the same boat. Fill out this form for a FREE and prompt case evaluation. Did anyone look into the 1098 FORMS SPS had mailed out to you for the years of 2017, 2018 and 2019? The Select Portfolio Servicing class action lawsuit asserts that the company is a "special servicer" of residential mortgage loans, meaning it collects on defaulted or delinquent mortgages. 100% agree they are just stealing our properties with help of judges. We are trying to do a Modification and they keep saying they are not getting the right paperwork. My bank shows the check for this month is pending, so what did SPS do with my check from last month. Requesting for documents not related to the loss mitigation you applied for OR. IL. SELECT PORTFOLIO SERVICING, INC Complaints by Product Latest Complaints 2019-12-04 Countyline, NC Trouble during payment process Mortgage: Conventional home mortgage Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation Timely Response 2019-12-03 Marlboro, MD Struggling to pay . This was after I was out of work for one year on a forbearance program and when I got a job I call them and let them know and its been a run around for 5 months and now theyre threatening on April 13th to foreclose on my house unless I come up with $16,000 that is in the Rears. I call SPS and they tell me they will send me the paperwork and never do. Time for the halftime show! Were they clear about the terms and conditions? Look for an attorney and sue themthey are ALL corrupt!! Plaintiff Jacqueline Fleming took out a mortgage to secure the purchase of a home in April 2005. Select Portfolio Servicing - Extortionists Resolved Select Portfolio Servicing - Dishonest/deceptive practice Resolved Select Portfolio Servicing - Foreclosure Resolved Select Portfolio Servicing - Fraud Resolved Select Portfolio Servicing - Unauthorized billing Resolved Select Portfolio Servicing - mortgage I am very disappointed. Are there other home owners withe the same issues..please contact me so we can fight back, We are going through the same thing with our home. My ex-husband and I have been held captive for years!!!! I would also like to have my name added to this. I wish someone would stop them. All the issues you brought up are valid issues and an attorney can tell you how to protect your home. Oct 26 2017. 3, Report #1346112. Founded in 1989, SPS is not accredited by the Better Business Bureau and has received hundreds of complaints for billing/collection problems and potential FDCPA violations. After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. People do not modify with this company they will make it worse!!! Ive done my homework on them and havent found anything good. Select Portfolio Servicing, centers on laws that combine to require entities governed by the Federal Debt Collection Practices Act to charge borrowers a statutory interest-rate applicable in New Jersey when a foreclosure judgment occurs, said Ari Marcus, an attorney for the plaintiff. You may not receive a monthly statement? I want to be added violation on modification terms and raised of escrow accounts with justification causing over charges on escrow accounts, I need help regarding SPS. Who do I comtact about hidden fees which seem to be made up and 35.00 per month only going towards my mortgage wth, Hello I am in the same boat same story.. . All I can say is WOWHELP!!!!!!!!? I am dealing with that now. This I believe was done to PREVENT ME FROM REFINANCING, instead I would be Forced to modify with SELECT PORTFOLIO SERVICING! So please count me in!!! I. The company has many years of experience in providing legal representation to a variety of clients, including corporations . I am owed another escrow check They have also upped my escrow account even though my insurance rates and taxes have not gone up. This company is horrible. it all happened to us in the end stole our home we worked our entire lives for !! SPS is definitely not into home retention as their website states. The check usually clears in 5-6 days. The balance indicates we owe more now than when we purchased the property 24 years ago. Ballooned our loan from $598 to $1250. Two classes have been defined for this action. Bank of America - cut 50 jobs at Legacy Asset Servicing unit in Fort Worth, TX. This is one of the most unprofessional companies that I have ever come across. Our payments went up 800 a month by the time we lost the house. They dragged their feet, sent notices that they didnt receive replies to correspondence which would arrive 2 days after we received the original request. She alleged that the erroneous monthly mortgage statements were harassing, false, and mislead-ing, and that by sending them Select Portfolio engaged in unfair We received a letter from SPS who instructed us to send the mortgage payment to them. website. What can I do? B, UDAAP, FDCPA, to name a few: Countless Letters Internal Communication among employees Letters from other Homeowners which the Mortgage Loan was and is serviced by SPS The letters, emails, the modified payments ALL indicate the Mortgage Servicer has defrauded consumers and the U.S. Other documents, acts and practices, demonstrates the audacious acts the Servicer takes before our judicial system. Any help is appreciated!! 2. Where do I begin? Before my first payment to SPS was to be sent, they applied appx $8,000 in fees to the mortgage. Is there is anyone reading this that can add my name to the class-action I would be happy to talk with them thank you Jim, Select Portfolio Servicing should be thrown out of business, Add my name to the Class Action Lawsuit. Someone PLEASE CONTACT ME. The second is all persons who received a notice of debt from Select Portfolio Servicing which stated the amount of the debt would increase because of late chargesthat vary from day to day. The class action requests statutory damages of up to $1,000 per violation. SELECT PORTFOLIO SERVICING, INC. Case Summary On 08/08/2019 GARAY filed an Other - Arbitration lawsuit against SELECT PORTFOLIO SERVICING, INC. Unbelievable. My home burned 3-16-16. ALSO I HAVE A HUGE DOG IN THIS FIGHT WITH THE US DEPARTMEMT OF JUSTICE THROWING THEIR UNPOLITICAL DOG IN WITH MINE. My loan was transferred to SPS and it is current! The company is now asking for 2 Proofs of Occupancy. Same situation home sold by HFC and Select Portfolio Servicing had been send mee all type of late charges and false documents. Ugh it is horrible. drug injury lawsuits and product liability lawsuits. SPS PORTFOLIO HAS TO GO!!! So when I started paying my loan back, I received a letter in the mail 3 months later stating I owed my monthly payment and I am in default 3 months behind. I can go on and on, but I pray that God sends someone to all the people who they deceive, so we can overcome this nightmare! The complaint quotes the plan as saying, The value of [Selects] second mortgage claim on Debtors property is valued at zero. Praying I wont be homeless!!! Box 65250 Salt Lake City, UT 84165-0250 Account PaymentSelect Portfolio Servicing, Inc. Attn: Remittance Processing P.O. We cant refinance, cant amend the mortgage, etc. They sent people to my home to give us a letter to validate we live here. They have actually done drive bys to make sure someone lives there. My Nightmare began the day my mortgage was transferred to them for servicing after a CH 13 BK in which they didnt lose a dime! I get different answers from different representatives . Ensured the foreclosure attorney continually expedites the foreclosure process in accordance with allowable timeframes. Then they denied to take anymore Partial payments. I am sorry for all that you have been through, reading the comments each had made, it is sad that this is permitted in our Nation. When you have lost your home, acted in good faith, and lost your sanity, it is when they are fined and you may receive a $100.00 for the GREAT Class Action. your claim status, claim form or questions about when payments are About 9 months into it the went up 1 percent on loan and I am now in process of trying to modify again because I have singed no new agreement and no one will tell me who the lender is. The Riveras state that they defaulted on a mortgage with Bank of America in January of 2009. Step 1: Submit required documents. To no avail, after the 10th request for a modification, once again denied ,sent generic letter, postponed foreclosure to start the insanity back over again. I have been trying for YEARS to sell home. The owner of select profolio is someone from India. After the required 3 forebearance payments, they n9eglected to take out the automatic payment, then blamed me,added more fees, forcd placed a fake insurance policy, and once we worked out yet another not so great modification, efused the first payment by adding MORE fees. Please contact me! I wish the attorney handling this case look into my situation as well. I have also contacted my congressman and filed a complaint with them and they got in touch with them and tried to talk on my behalf. My sister and Insurance Agent stayed on the phone with the company over 4 hours and got no where . Dated between 2019-12-06 and 2012-02-28. International Banking CFPB Complaints SELECT PORTFOLIO SERVICING, INC Complaints by Product Latest Complaints 2019-12-04 Countyline, NC Trouble during payment process Mortgage: Conventional home mortgage Im interested in joining you on the lawsuit. In order to be considered for a deed-in-lieu option, you must provide clear and marketable title and submit a complete application to SPS. The increase of a discharged mortgage debt, the increase of fees, interest charges and perhaps other acts or practices may be: A Violation of your BK Stay Other BK Protections you and I, as debtors are entitled by Federal Law. are staring down a proposed class action that alleges the companies engaged in abusive collection activities concerning a New York consumer's mortgage loan. Documents indicate that SPS had violated countless Federal Laws, not only consumer laws, but also BK Laws. Credit Suisse USA and SPS: The U.S. Ive been trying to modify and assume mortgage after a divorce.
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